Can Hong Kong’s Banks and Insurers Survive FinTech?

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Can Hong Kong’s Banks and Insurers Survive FinTech?

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Financial services makes up 18% of Hong Kong’s GDP. With 150+ banks and 160+ insurers in Hong Kong, over USD3.5 trillion assets are managed annually.

With the growing swell of FinTech start-ups, accelerators, incubators, and regulatory sandboxes launched by the HKMA, SFC and Insurance Authority in the past 12 months, Hong Kong’s FinTech ecosystem is motoring.

In this panel discussion representatives from industry incumbents AXA and CITIC Bank International will join InsurTech company Seasonalife and FinTech company Neat to discuss how incumbent players are responding to the FinTech revolution, what services consumers are looking for from insurance and banking companies, and how the new market entrants are changing how businesses and customers work and operate.


About the speakers

Bob Charles was the Regional Director for Towers Watson, the insurance, investment and talent consulting firm, with responsibility for 13 countries across Asia Pacific. He then entered the InsurTech world proper with a spell with CXA Group, the high-profile Singapore based digital health insurance start-up, where he built up CXA's Hong Kong business. He will shortly be joining a Hong Kong based InsurTech startup.



Darrell Ryman is an accomplished executive with twenty-eight years of technical and business leadership. His extensive experience in delivering successful IT solutions has resulted in increased productivity and sustainable growth for many clients in a multitude of industry verticals across several continents.

Today, as the Chief Technology Officer at AXA Hong Kong, Darrell is a member of the Hong Kong Executive Committee and the Regional Chief Operations Council, chartered with developing and executing the IT Transformation Strategy covering Life, General and Health Insurance lines, with a strong focus on enabling Digital Business Transformation. Darrell is also directly responsible for managing the support operations for the AXA Hong Kong business.


David Rosa is a FinTech entrepreneur. He is the CEO and Co-Founder of Neat, Asia’s alternative to a traditional bank account for startups and young SMEs.

David started his career at Citi where he became their youngest Managing Director in Asia. He then co-founded the Asian arm of Integral Capital Management which he sold in 2014 to focus on FinTech.

Throughout his career he has been exposed to the extremes of managing teams across times zones in complex corporate environments all the way to agile business development for startups and related pivots to find product-market-fit.


Michael Leung was appointed Chief Information & Operations Officer of China CITIC Bank International in December 2013. In this capacity, he manages the Bank’s information technology and banking operations, and at the same time serves as a key member of the Bank's management team.

Prior to his current position, Mr Leung had worked for over 30 years in leading international vendors, consulting firms and banks.

Apart from his prior involvements in HK Computer Society, Michael is also a Fellow of the HK Institute of Directors, an Exco Member of the HK Institute of Bankers, Chair of the IS Departmental Advisory Committee and an Adjunct Professor of City University, Chairman of the HK Down Syndrome Association, amongst others.


About the moderator

Lapman Lee is a Co-Chair at the FinTech Association of Hong Kong, and co-authored a paper on Hong Kong’s position as a FinTech hub for the European Commission in his role as a Financial Services Business Council member at the European Chamber of Commerce.

He advises banks and insurers on regulatory compliance related to conduct and prudential risks in his role as a Managing Director for Regulatory Consulting at a leading professional services firm.

Lapman is in an ongoing dialogue on FinTech, InsurTech, and RegTech with regulators such as the UK FCA and in HK with the HKMA, SFC, MPFA, and the Insurance Authority where he is a member of the Future Task Force of the Insurance Industry.

In addition, he is an honorary fellow of the Asian Institute of International Financial Law (AIIFL) of the University of Hong Kong where he regularly speaks on InsurTech.


Member $ 400.00 HKD
Non-Member $ 470.00 HKD
Student $ 300.00 HKD
  • Reservations in advanced are required. Please consider your booking confirmed unless notified otherwise.
  • A full, hot English breakfast buffet is included in the ticket.
  • Cancellations must be made in writing 24 hours prior to the event. No shows will be charged.
  • This event is closed to the media.
  • The event will be cancelled if the No.8 Typhoon signal or the Black Rain Storm warning is in force.
  • For further information please email
  • Please make cheques payable to: "The British Chamber of Commerce in Hong Kong" & send it to Room 1201 Emperor Group Centre, 288 Hennessy Road, Hong Kong

Can Hong Kong's Banks and Insurance Companies Survive Fintech?

Tue, January 30, 2018
08:00 AM - 09:30 AM

Bob Charles


Darrell Ryman, Chief Technology Officer, AXA Hong Kong


David Rosa, Co-founder & CEO, Neat


Michael Leung, Chief Information & Operations Officer, China CITIC Bank International Limited



Lapman Lee, Co-Chair, FinTech Association of Hong Kong

Victoria Suite, The Hong Kong Club, 1 Jackson Road, Central. Hosted by Andrew Seaton
Contact Person:
Yammie Yuen
Contact information:


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