First of all I would like to wish all readers a very ‘Happy New Year’ and express the hopes that it will prove to be less challenging than the past two years though as you will see I have my doubts about that. It seems to have been a long and cold holiday but I am sure that with a new year upon us now we are all looking to see if there will be opportunities ahead. The one thing that is certain is that one man’s downturn is another’s ‘uptick’! So let us hope that we are all in the frame for an ‘uptick’